The banking sector is undergoing a process of fundamental transformation – mainly due to the challenges of digitalization, insistent customers, regulation and a volatile economic environment. This book provides an in-depth understanding of the underlying logic of 21st century’s banking environment and helps to develop a roadmap for the successful transformation of contemporary business models. The authors introduce the ‘Zurich model for a customer-centric banking architecture enabling the reader to develop a sustainable business model which copes with the challenges of this information age. They identify customer behavior traps in such an environment; introduce adequate strategic instruments and cornerstones for providing added value through financial services, and provide core factors for conducting a successful transformation process.
Book Review: Xander Gray’s Obedience Protocol and the Terrifying Comfort of Moral Certainty
⭐⭐⭐⭐⭐(5 Stars) What if the most dangerous thing in the world wasn’t chaos, but clarity? Obedience Protocol turns moral certainty into its own form of horror, and it does so with unnerving precision. That idea sits at the center of Xander Gray’s gripping speculative novel, a story that feels less like a warning from the…








